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Describe HIPPA regulation that governs private health insurance

The Complexities of the U.S. Private Insurance System (one page)  Briefly outline the history of the insurance system and current regulations.    Describe one important historic factor that led to the development of the private health insurance industry. (1-2 paragraphs).   

 Describe HIPPA regulation that governs private health insurance (1- 2 paragraphs).  References that can be used: Shi, L., & Singh, D. A. (2019). Delivering health care in America: A systems approach (7th ed.). Jones & Bartlett Learning  (Chapter 6)  U.S. Department of Health & Human Services. (2019). Summary of the HIPAA Privacy Rule . Health Information Privacy. https://www.hhs.gov/hipaa/for-professionals/privacy/laws-regulations/index.htm