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  Identify the disadvantages of group decision making.

Describe techniques managers can use to guide and reach consensus in groups.

Discuss and contrast the features of the retirement plans offered by Patricia and Brandi’s companies.  

Which plan do you think is more desirable? Consider the features, retirement age, and benefit computations just described.  

Which plan do you think could be subject to a conversion to a cash balance plan sometime in the future? Explain. Include in your answer the implications for the employee’s future retirement benefits.