. How does a mechanic’s lien assist creditors? 

 What is the homestead exemption?

 What does it protect? 3. In a Chapter 7 bankruptcy, what happens if a court finds that there was “substantial abuse”?

 How is the means test used? 

. What types of debts cannot be discharged in bankruptcy?

 . In a Chapter 11 reorganization, what is the role of the debtor in possession? 

. How does Chapter 13 bankruptcy differ from bankruptcy under Chapter 7 and Chapter 11?